Financing | Business Broker Calgary | Business & Finance Canada

Qualifying for a Commercial Mortgage can be a complex process. However, the good news is that there are more lenders and financing options out there than you would imagine.

Our lender relationships and experience give us a unique insight into what a lender specifically looks for.

Financing for Buyers
For Buyers, our strategic relationships with several different "A" lenders - at an underwriter level - gives us the ability to refer you to a lender who can offer you the financing you are looking for.

Remember, you must have a meaningful down payment from your own resources in order to qualify for most loans. As a very rough guide, we've helped customers purchase owner occupied commercial property with as little as 15% down. The down payment required to secure a business (that does not include Real Estate) is substantially higher.

Building a Sellable, Financeable Business
As a business owner who would like to sell their business one day, you should be proactive in hiring someone who can help you build a Sellable and Financeable Business. You see you need to clearly understand that if a potential buyer for your business is looking for financing, (which is usually the case), the lender will be reviewing you and your business as part of the buyers qualification criteria.

Having a financeable business:
Will increase the value of your business
Will make it stand out as compared to other businesses for sale on the market
Will make it extremely attractive to any buyer

Business Expansion - Purchasing Commercial Real Estate
Purchasing Commercial Real Estate is a great way of adding value to your Business and there are many financing options out there. We are not talking about Private lenders here, but “A” lenders who offer some very low and attractive interest rates!

Based on the businesses financial statements and other factors, we can tell you what your business could qualify for in terms of a commercial mortgage. We can recommend a lender who you should talk to and then we will have our Commercial Real Estate contacts provide you with a list of commercial real estate opportunities that would best fit your needs.

Business Expansion - Purchasing an Existing Businesss
Another way of adding value to your existing business is through the purchase (acquisition) of another existing business. At Business & Finance Canada we can help you identity a suitable acquisition opportunity and also help you secure the financing needed for the purchase.

For more information specific to your own situation, please contact us at 403-374-1604

business FINANCING tips


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